Idaho Medigap

Click on the dropdown menu above to get information about rules for different states. I can send you rates for all insurers.

Rates and Information

Idaho has no special consumer protection regulations that redefine how rates and enrollments are handled.

You can find rates for all insurers and other Medigap information at the Idaho Department of Insurance:
Idaho Medigap Rates (Updated annually-may not show current rates.) We have several companies to choose from and the best prices on Medigap plans in Idaho.

If you would like to speak to someone to get faster assistance call (800) 547-1567 to speak to a licensed broker. Otherwise fill in the form below to help us work up some rate comparisons.

Click on the dropdown menu above to get information about rules for different states. I can send you rates for all insurers.

There are two types of health insurance available to people that have both parts of Original Medicare

"Medicare Advantage", insurance offered by a private insurer that has a contract with Medicare to replace your Medicare during the annual enrollment period and;
"Medicare Supplements", also known as "Medigap" plans, in which you retain Original Medicare and add a supplement that closes most of the gaps and, although there is no stated cap on payments, effectively limits how much you can spend in a year by filling in most of or all of the gaps. This page will explore Medicare supplements only.

You might want to choose a Medigap policy if:

You have high medical expenses and you want lower predictable costs than heavy use of a Medicare Advantage plan might cost.
You like your prescription drug plan and want to keep it.
You want to choose which doctors you see and the doctors in your area are all contracted with Medicare which consists between 90-96% percent of doctors.
You want extremely flexible coverage anywhere in the country with predictable out of pocket costs.
You travel a lot in the U.S.

Medicare supplements are not a primary coverage. That means that they only support underlying coverage and acceptance by providers is not necessary in order for them to see you or get paid for their services. Medicare supplements, also commonly referred to as "Medigap" plans, are in fact like life insurance, for your Medicare. Supplements are not like Medicare Advantage plans and by law cannot include prescription drug coverage.
Prescription drug coverage may be purchased separately.

Consider these facts in deciding if Medicare Supplement insurance for hospital and medical coverage is right for you:

Medicare does not cover all health care bills.
Medicare has deductibles and co-payments for some services.
The insured is responsible for paying the costs of services not covered by Medicare.
There is no limit to how much you can pay with just Original Medicare.
Medicare is a federal program and Medigap plans are secondary insurance. Your Medigap plan works whenever and wherever Medicare accepts and pays the bill for Medicare services. Medigap plans always follow Medicare and in general don't expand your coverage any wider than Medicare allows.

Fill in our simple no obligation form
for a FREE Medicare Supplement Quote