Enroll in Medicare Supplements
and Health Insurance

What is an insurance broker?
  • Broker is a general term that describes agents that represent multiple companies and are trained on their products. Brokers must be licensed in the state they are selling in. The elected insurance commissioner sets standards for licensing and makes sure that the insurance industry, including brokers, meets mandates made by the legislature.
  • The main purpose of this web site is to educate people about health insurance topics that maximize your ability to control your costs.
Why work with a broker?
  • It doesn't cost you anything to work with a broker.
  • I get paid a small amount of money for every person I help with their enrollment. Instead of an insurer taking all the money, a large portion of the money I make gets donated back to the community in volunteer time for non-profit organizations that directly support sustainable living and research into self sufficient homesteading.
  • Brokers add value to your choices. I am available all year long to help service your business and if you need to change to a different company it's really easy with my help.
  • Working with a broker help you avoid mistakes when choosing a plan. I go through a list of questions and issues to make sure that you don't have surprises later.
  • Brokers will be there if you need help with an insurer and aren't sure how to solve the problem.
  • The information I give is as unbiased using public information combined with insider knowledge of how the companies work. You will be assured that the decision you make is really in your best interest.
  • There is NO OBLIGATION to share personal information with me or use me to enroll.
  • Don't wait until the last minute. I can help cut through the clutter fast.

Get health insurance for your family

Health Insurance is intended to protect families and individuals from catastrophic loss and also guarantee access to doctors and hospitals. Insurance is based on a legal theory of "risk pools" that originated as a way for small investors to participate in the building of the first wooden sailing ships. In the early days four out of five ships never returned but when your ship came in it could make you fabulously wealthy. While you aren't going to get rich buying health insurance, the contracts provide crucial guarantees to getting access to our health care system. Many people rightfully question whether this is the best method for delivering health care. For many it really isn't. My role is to help you determine which plans will save you the most money on an annual basis while maintaining continuity of care.

Other Insurance

Prescription Drug Plans Critical Care is supplemental insurance that pays cash in case of a covered event. These are "indemnity" policies that often have multiple moving parts so you can design a plan to meet your needs.

Dental Insurance Dental Insurance can be an important complement to any health insurance plan. We offer simple and flexible dental plans available to individuals from 18 years old and beyond. Unfortunately, most people will not find a great benefit in purchasing the limited coverage available under individual dental plans but some do. Visit this page to see some prices and benefits.