Health Insurance and Medicare
Let me help you with my decades of experience to enroll you in the plan will save you the most money on an annual basis while maintaining continuity of care. It doesn't cost you anything extra for my service.
Medicare is the national single payer plan for people over the age of 65 or with certain disabling diseases. If you are new to Medicare and still have questions about how this program works then click on the picture to the left to read through a few pages that will help put the subject into perspective both from a coverage and cost view.
If you already have Medicare you can share your information with trusted advisers and emergency medical personnel throught Medicare's Blue Button service. Let me know you would like emergency medical personnel to be able to access your records and I can send you an invitation to set that up. In order to complete that it is easier if you can already access your claims history at "My Medicare" at http://my medicare.gov.
If you are having trouble getting Social Security or Medicare benefits please call me for help.
Medicare Part D is the only way someone on Medicare can get insurance to cover their self-administered prescription medications, unless they have an employee benefit plan or VA benefits. Although many people think they should choose plans because of a single feature like no deductible or lowest premium, this can make your medications far more expensive on an annual basis. Call for help choosing the plan that has the lowest total annual out of pocket expense.
Health Insurance is intended to protect families and individuals from catastrophic loss and also guarantee access to contracted doctors and hospitals.
Critical Care is supplemental insurance that pays cash in case of a covered event. These are "indemnity" policies that often have multiple moving parts so you can design a plan to meet your needs.
Dental Insurance can be an important complement to any health insurance plan. We offer simple and flexible dental plans available to individuals from 18 years old and beyond. Unfortunately, most people will not find a great benefit in purchasing the limited coverage available under individual dental plans but some do. Visit this page to see some prices and benefits.