You might want to choose a Medigap policy if:
- If you have high medical expenses then this is probably
the cheapest way to cover those costs.
- You like your prescription drug plan and want to keep
it.
- You want to choose which doctors you see.
- Want predictable out of pocket costs.
- Travel a lot in the U.S.
Consider these facts in deciding if Medicare Supplement
insurance
for hospital and medical coverage is right for you:
- Medicare does not cover all health care bills.
- Medicare has deductibles and co-payments for some
services.
- The insured is responsible for paying the costs of
services not
covered by Medicare.
Medicare Supplement plans may have higher premiums and cannot include coverage for
self administered prescription medications. However, if you are a
chronic illness that requires frequent monitoring or expensive
therapy then this might be
the
best type of plan for you. Otherwise we would probably
recommend
a Medicare Advantage plan with lower fixed costs and
chosen with
your needs in mind. |
SENIOR MARKET SERVICES LLC
